You don’t need a collateral or cosigner to accessibility this loan to your bachelor’s program, postgraduate, and diploma. Based on the provisions in the bill, upon conviction, the defaulter or the individual aiding the default could encounter a high-quality of N500,000, imprisonment for the phrase of two several years, or https://africred.org/Jollof-Rice-and-Genius-Minds-A-Study-Abroad-Nigerian-Story